American Express Recruitment 2022 For Freshers Product Development Analyst – Any Graduate | Apply Here

American Express Recruitment  Details

American Express Hiring Freshers Details

About Company: At American Express, we know that with the right backing, people and businesses have the power to progress in incredible ways. Whether we’re supporting our customers’ financial confidence to move ahead, taking commerce to new heights, or encouraging people to explore the world, our colleagues are constantly striving to uphold our powerful backing promise to our customers and each other every day. These beliefs have been our North Star for 170 years as our business transformed – from helping evacuate travelers during World Wars, to ensuring the safety of our customers’ funds during the Great Depression in the U.S., to creating the Shop Small movement to help small businesses recover from the Financial Crisis, to providing aid to communities impacted by many natural disasters and so much more.

Job Description

• • This is a position on the Global Commercial Services (GCS) Risk Management team and is responsible for driving profitable growth for OPEN Lending portfolio
  • The position is responsible for designing, building, and enhancing line strategies, capabilities and processes to manage and monitor risk prudently across the customer lifecycle as it relates to US small business proprietary and co-branded credit cards. The position requires close partnership with Product, Marketing, Operations, Technologies, Finance and other functional teams to develop lending growth strategies that serve our small business customers’ needs while minimizing credit losses.
• Role & Responsibilities :
• Manage customer proactive line increase, reactive line increase and line reallocation functions
• Manage risk across line increase decisions through quantitative analysis and building efficient business processes and flexible capabilities
• Identify new opportunities to support credit line increases for small businesses while continuing to enhance existing decisions by incorporating new information, techniques, and change factors
• Partner with Product, Marketing, Finance, and Operations teams to design and implement lending strategies that enable profitable growth while controlling for through-the-cycle volatility
• Drive in-depth analytics and collaborate with the Decision Science team to enhance economic logic that supports core risk management decision
  

  QUALIFICATIONS for American Express Hiring Freshers

• MBA, Masters’ degree in Economics, Statistics or related fields from a reputed institute, Masters’ degree from IITs
• 0-3 Years of relevant /related work experience with consistent track record of strong performance
• Skills :
• Understanding of P&L drivers for Card Lending business
• Knowledge of Commercial business is preferred
• Knowledge of Platforms: CAS, BDP, RDE
• SAS, SQL, Python, Hive, Excel

Apply Before the link Expires for American Express Hiring Freshers .

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